Terms and Conditions

Please note; this is a directory service and not all companies provide online pensions information for thier employees. We cannot answer individual questions about your pension; please contact your employeer, pension scheme, administrator or provider directly

Please note also that Shilling or the Pensions Website Directory do not endorse any of the sites listed here and cannot be held responsible for the content of these sites.

Legal Notices

Pensions Website Directory (PWD) is owned, powered and run by SHILLING Ltd. All rights to PWD are reserved by SHILLING.

The purpose of PWD is to enable the general public and employers and to ensure that pension members, deferred members and retirees can easily find online pensions information. You are allowed to use PWD and the results of any search made on the Website for this purpose unless such use is prohibited.

Please be aware that PWD takes active measures to ensure that no unauthorised or prohibited use is made of the Website and that PWD's intellectual property rights are not infringed.

The following uses of the Website are prohibited:

  • using the Website for any purpose which is unlawful in the United Kingdom and, if the Website is accessed from outside the United Kingdom for any purpose which is unlawful in the jurisdiction from which such access is made;
  • using the Website for any purpose that is: harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, invasive of another's privacy, or is (in PWD's reasonable opinion) otherwise objectionable;
  • using the Website for creating, verifying, updating or amending your own databases, records, directories, customer lists or mailing lists or those of a third party;
  • tampering with or modifying any part of the Website;
  • using the Website in a manner which impairs its operation;
  • using the Website in such a manner that imposes an unreasonable or disproportionably large burden on PWD's infrastructure, as determined by PWD in its sole discretion; and/or
  • using any automated means (including, without limitation, agents, robots, scripts, or spiders) to monitor or copy the Website or its content or bypass PWD tools or services or to interfere or attempt to interfere with the proper working of the Website.

Disclaimer

You use PWD at your own risk. PWD advises users to satisfy themselves as to the exact type and nature of:

  1. the company and its services being displayed, referred to or offered through the Website; and/or
  2. the qualifications held by those persons, companies and other organisations whose goods or services may be displayed, referred to or offered through the PWD. PWD is not an agent for and does not vouch for those persons, companies and/or other organisations whose goods or services may be displayed or referred to on the Website.

The Website may make available to you certain information provided by third parties and you should not rely on it as advice for any purpose whatsoever.

No advice or information given by PWD and/or SHILLING Ltd or any of its officers, shareholders, employees, affiliates, agents, or the like, will create a representation, a warranty, undertaking or other commitment to you, either express or implied as to the accuracy, content, timeliness, completeness, legality, reliability, quality, fitness for purpose or suitability of any information, advice, content, service, search results, goods, services, products or merchandise provided by or through the PWD. PWD Personnel make no representation, warranty, undertaking or other commitment to you, either express or implied:

  • that the use of the PWD will be uninterrupted or error-free; or
  • that either of the PWD or the computer server(s) from which the PWD is made available, is free of viruses or other harmful components.

Limitation of Liability

Under no circumstances will SHILLING Ltd or any other party involved in the creation, production, maintenance or distribution of the Website, be liable for any: (a) loss of profits; (b) loss of business or business opportunities; (c) loss of anticipated savings; (d) loss of goodwill; (e) loss of use of data; (f) loss of data; (g) other intangible losses; or (h) any indirect, incidental, special or consequential loss or damages whether based on breach of contract, tort (including negligence), product liability or otherwise, which results from:

  • the use of and/or reliance on the Website;
  • the inability to use the Website;
  • any mistake, omission, defect, virus or failure of performance with respect to the Website including (without limitation) those which arise from acts of God, communications failure, theft, destruction and/or unauthorised access to PWD's records, programs or services;
  • merchandise, products, services or information received through or advertised on the Website or any links provided by the Website; and/or
  • any information, data, message or other material which you email, post, upload, reproduce, transmit or is otherwise distributed or received using the Website.

Entire Agreement

These conditions constitute the entire agreement between you and PWD with respect to your use of the site. If any provision contained in these conditions is determined by a court of competent jurisdiction to be illegal, invalid or otherwise unenforceable, that provision shall be severed from these conditions and the remaining provisions shall continue in full force and effect.